People often describe capital planning as
You can start basic of financial planning following below steps
INCOME and Expenses
You can Start your capital planning by observing how much you are earning and how much money you are spending. Basically it is way of preparing small budgets for your incomes and expenses.
Assets and liabilities
Now you can start with your asset and liabilities.Asset include all properties include your home ,fixed deposits, Stock market investments,bank balance, cash liabilities include all your loans ,Your Credit card dues, etc
After preparing list of all four you can now start your capital planning Even simple list PREPARATION make you aware about many things. It will take 2 to 3 hours to do all list after doing so you can think about your future goal and plan accordingly.